Backpacks, Binders, and Insurance? Five Things to Check Before the School Bell Rings
August brings fresh notebooks, packed lunches, and the return of daily routines. But at Thomas Harrison & Associates, we know it’s also the perfect time to check in on your insurance, especially as your family’s needs shift with the season!
Here are five things to review before the first bell rings:
Have a New Driver in the House?
If your teen just got their license or is gearing up to drive to school, your auto policy needs a closer look. Adding a student driver can affect your premium, but we’ll help you explore options like good student discounts or safe driving programs that can help lower the cost.
College Bound? Don’t Forget Renters Insurance
If your child is moving into a dorm or off-campus apartment, make sure their belongings are protected. Some personal items may still be covered under your homeowners policy, but not all. A simple renters policy can be a smart, affordable solution.
Health Insurance Away from Home
If your child is attending school out of town or out of state, it’s a good idea to check how your health coverage applies. A quick call now can help you avoid surprise bills later and give your student confidence in knowing where to go if they need care.
Life Insurance Away from Home
This time of year is a good reminder of how much your family depends on you. If you’ve recently had a child, bought a home, or taken on new responsibilities, reviewing your life insurance might be one of the most important items on your back-to-school checklist.
Protect Your Back-to-School Buys
Did you upgrade laptops, tablets, or other tech essentials for the school year? These items may need to be added to your policy to make sure they’re covered in case of theft for damage. A quick review can go a long way!
Back-to-school season is more than supplies and schedules. It’s also a great time to make sure your coverage still fits your life. Here’s to a smooth school year with protection you can count on!
Have questions? Give us a call or stop by the office. We’re here to help every step of the way.